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Administrator Guide
Last Updated: 2026-03-13
Steps: Manage Benefit Credits and Surcharges

Steps: Manage Benefit Credits and Surcharges

You can configure how to apply benefits credits and surcharges during enrollment events. You can also specify the order in which Workday applies credit offsets to benefit coverage types that you configure. Workday can display the distribution of credit offsets so that workers can understand how the offsets reduce the cost of their benefit plans.
  1. Assign users to security policies.
  2. Set up benefit credits.
  3. Activate benefit credits.
    1. Access the
      Create
       or
      Edit Benefit Group
       task.
    2. On the
      Benefit Credits
       tab, select the
      Enable Benefit Credits
       check box.
    Security:
    Set Up: Benefits
     in the Benefits functional area.
  5. Assign benefit credits to a health care, insurance, or additional benefit plan.
  6. Assign benefit credits to healthcare rates.
  7. Assign annual benefit credits to a worker.
    1. Select
      Benefits
      Change Benefits Annual Credit
       from the related actions menu of the worker.
    2. Enter the type of benefit annual credit, currency, and amount.
  9. Set up benefit surcharges.
Workers eligible for the benefit group or enrolled in the appropriate benefit plans receive the assigned credits.
If you select the
Enable Remaining Benefit Credits
 and
Display Benefit Credits in Enrollment
 check boxes, Workday displays:
  • The total credits applied to each plan and the dollar amount of a worker's total credit contributions in the
    Elected Benefits
     grid on the
    Benefits Statement
      and
    Current Benefit Elections
     pages.
  • The
    Distribute Credits
     page. On this page, workers can:
    • Apply their remaining credits to retirement savings plans.
    • View their plan's projected total monthly cost and credits required.
    • View their remaining credits after contributions.
  • The
    Supplemental Contribution Credits
     grid on the
    View Summary
     page. The grid displays a worker's benefit credit contributions for each retirement savings plan in dollar and percentage amounts.
  • These grids on the
    Review and Sign
     page:
    • A list of used credits by benefit plan, on the
      Costs Offset By Credits
       grid.
    • The net costs of elected benefits after Workday applies the credits in the
      Total Benefits Cost
       grid.
To see a list of workers that includes the name of credits they received, amount of credit, currency, and frequency, use the
Credit Summary for Workers
 report.