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Administrator Guide
Last Updated: 2026-03-13
Assign Benefit Credits to a Benefit Group

Assign Benefit Credits to a Benefit Group

Select
Flex Credits can be Applied
 for 1 or more of these coverage types for which you want to configure credit-offset deductions:
  • Health Care
  • Insurance
  • Additional Benefits
See Manage Benefit Coverage Types.
Security:
Set Up: Benefits
 in the Benefits functional area.
You can assign benefit credits to a benefit group and then configure credits to offset the cost of the benefit plans the worker elects. Workday also provides options for how to display credit totals and offsets to workers. If you use a retroactive effective date when configuring credits for the benefit group, the changes apply to future dates as well.
  1. Access the
    Create Benefit Group
     or
    Edit Benefit Group
     task.
  2. From the
    Benefits Credits
     tab, select the
    Enable Benefit Credits
     check box to activate benefit credits for the benefit group.
  3. (Optional) Select the
    Enable Remaining Benefit Credits
     check box to configure the order in which Workday applies benefit credit offsets.
    Workday applies the credit configuration to all benefit events associated with the benefit group.
    You can select
    Excess Credits to Health Spending Accounts (Canada)
     only if you clear the
    Enable Remaining Benefit Credits
     check box.
  4. (Optional) Select
    Display Benefit Credits in Enrollment
     to display the benefit credit totals.
    If you have also selected
    Enable Remaining Benefit Credits
    , Workday displays the remaining credits and the credits used to offset benefit costs to workers during an enrollment event and on their benefits statements.
  5. (Optional) Add the coverage types from which you can select unused plan credits in the
    Source Coverage Type for Unused Plan Credits
     grid.
    Workday first applies plan credits to offset the cost of the associated plan. Any leftover credits become
    unused credits
    , and available for offsetting deductions for other coverage types.
  6. (Optional) Assign benefit credits to the benefit group in the
    Benefit Group Credit
     section.
  7. (Optional) Assign benefit credits to workers that are eligible, electing, or waiving specific coverage types in the
    Coverage Type Credits
     grid.
  8. (Optional) Configure the order in which Workday offsets the deductions using benefit group or unused plan credits. Add the coverage type and the order number in the
    Offset Deductions with Benefit Credits
     grid.
    Example: Add coverage types of long-term disability and short-term disability. Specify 1 for short-term disability and 2 for long-term disability to indicate in what order coverage types get the credit offset. The cost of short-term disability is $20 and the long-term disability cost is $80. If the worker has a credit balance of $75, Workday applies $20 of the credit balance to the short-term disability plan. It then applies the remaining $50 to the long-term disability plan.
  9. (Optional) Select retirement savings plans that workers can apply remaining benefit credits to. Add the coverage types and display order in the
    Contributions from Credits
     grid.
Workday calculates the remaining credit amount based on the coverage types in the benefit events. When applying credits, Workday uses this priority order:
  • Benefit plan credits.
  • Unused plan credits.
  • Benefit group credits, which also include coverage type credits.
When you select the
Enable Remaining Benefit Credits
 check box, Workday displays:
  • The remaining credit amount as a summary of remaining credits after the offset of the cost of benefit elections.
  • The remaining credit amount as a summary of remaining credits after the offset of benefit plan cost.
  • Plan Net Costs as $0.00 on the
    Review and Sign
     page when Workday completely offsets the costs, resulting in a zero balance.
  • The total applied credits for each benefit plan on the
    Current Benefit Elections
     page.
  • Applied credits per benefit plan, remaining credits, and net costs after Workday applies credits on the worker benefits statement.
Workers can't view the new offset functionality of benefit credits from the Workday mobile app.
If you include an offset coverage type in a benefit event type, you need to add all offset coverage types in that event type.