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Administrator Guide
Last Updated: 2025-08-08
Add Opt Ins for Contribution Increases to Existing Retirement Savings Elections

Add Opt Ins for Contribution Increases to Existing Retirement Savings Elections

  • Create a retirement savings plan and enable the
    Auto Contribution Increase
     check box. See Create Retirement Savings Plans.
  • Security:
    Set Up: Benefits
     domain in the Benefits functional area.
When managing retirement savings elections in Workday, you can create a passive event rule that sends a benefit event to workers. The benefit event will then bring forward their existing contributions with the
Auto Contribution Increase
 check box selected. Workers can clear that check box during the benefit event. If workers don't make any changes, Workday flags their elections for auto-contribution increases when you finalize these benefit events.
Because this configuration updates all existing enrollments to comply with the Secure Act 2.0, you should only run this passive event rule one time.
Ensure that you communicate with your workers about this event and what they need to do to opt out of the auto-increase.
  1. Create a benefit event type for the passive event rules.
    1. Access the
      Create Benefit Event Type
       task.
    2. Enter a name for the new benefit event type.
    3. Select the applicable coverage types in the
      Enrollment Offering Type
       field.
    4. Select the number of days you want to allow workers to enroll in the
      Days to Enroll
       field.
      Once this date passes, run the
      Finalize Open Benefit Events
       process to finalize any events the workers didn't submit.
    5. Click
      OK
      .
  2. Create a benefit eligibility rule for the passive event rule.
    1. Access the
      Create Benefit Eligibility Rule
       task.
    2. Select
      Benefit Plan Eligibility Rule
       and click
      OK
      .
    3. Create a rule that identifies the workers who are already enrolled in the retirement savings plan. See Create Benefit Eligibility Rules.
      Because you assign the passive event rule to a benefit group, you don't have to replicate the benefit group eligibility in the passive event eligibility rule
  3. Create the passive event rule.
    1. Access the
      Create Passive Event
       rule.
    2. Enter a name.
    3. Select the benefit event type and benefit eligibility rule that you created.
    4. Select the benefit groups that are applicable to the rule and click
      OK
      .
  4. Update the enrollment event rule.
    1. Access the
      Edit Enrollment Event Rule
       task for the relevant enrollment rule.
    2. On the
      Start or Waive Coverage
       tab, add a row for the passive benefit event.
    3. Enter values for the
      Benefit Coverage Type
       field, the
      Coverage Begin Date
       field, and the
      Deduction Begin Date
       field.
    4. On the
      Coverage Rules
       tab, add a row for the passive benefit event.
    5. Select a value for the
      Benefit Coverage Type
       field. Select
      Can Select Any Plan
       for the
      Allowed Benefit Plan Changes
       field and
      Default to Current Elections or Waive
       for the
      Defaulting Rules
       field.
  5. Run the passive event rule.
    1. Access the
      Schedule Passive Events
       task.
    2. Select
      Run Now
       as the
      Run Frequency
       and click
      OK
      .
    3. Enter a
      Request Name
       and select the
      Passive Event Rule
       you want to run.
    4. Select the
      Generate Passive Events
       check box and click
      OK
      .
After running the passive event rule, workers will receive a benefit event that brings forward their existing retirement savings contributions. Workers can also opt out of the auto-increase by unselecting the
Auto Contribution Increase
 in the benefit event.