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Administrator Guide
Last Updated: 2024-09-20
Change Retirement Savings Elections

Change Retirement Savings Elections

  • Create retirement savings plans.
  • Security: These domains in the Benefits functional area:
    • Set Up: Benefits
      .
    • Set Up Benefits: Retirement Savings Allocation Across Multiple Providers
      .
Employees or administrators use the
Change Retirement Savings Elections
task when an event occurs that qualifies the employee to change their retirement savings elections.
  1. Access the
    Retirement Savings Elections
    report.
    You can also access
    Benefits
    Change Retirement Savings
    from the related action of the worker.
  2. For coverage types that enable workers to allocate employee or employer contributions to more than 1 benefit plan, consider:
    Option Description
    Contribution Type
    Displays if you set up the plan to have an employee contribution.
    Enter a contribution percent or amount. The amount must be within the applicable minimum and maximum contribution set up on the plan.
    Employee Contribution Allocation
    Specifies the employee contribution amount.
    Employer Contribution Allocation
    Displays if there’s any employer contribution set up for the plan.
    Enter the portion as a percentage of the employer contribution to allocate to the plan. The total allocation must equal 100%.
    Example: The employer contributes 2000 USD to a retirement savings coverage type and that they can distribute among 3 plans. You can enter 30% to plan A, 20% to plan B, and 50% to plan C.
  3. For coverage types that don't allow allocation of employee or employer contributions to more than 1 benefit plan, consider:
    Option Description
    Employee Contribution
    Enter a contribution percent or amount.
    The amount must be within any applicable minimum and maximum contribution defined on the plan.
    Employer Contribution
    Displays if there’s any employer contribution defined for the plan and is view-only.
    Auto Contribution Increase
    For percentage contributions only. Enable workers to contribute automatically to the retirement plan. Workers can opt out.
  4. Enter beneficiaries.
To see differences between an employee's current and past benefit elections, use the
Benefit Changes
report.