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Administrator Guide
Last Updated: 2023-06-23
Create Cross Plan Insurance Percentage Maximums

Create Cross Plan Insurance Percentage Maximums

Security:
Set Up: Benefits
 in the Benefits functional area.
Define the maximum percentage amount that an employee can elect in insurance coverage when enrolling in 2 or more insurance plans.
  1. Access the
    Create Cross Plan Insurance Percentage Maximum
     task.
  2. When completing the task, consider:
    Option Description
    Inactive
    Inactivates the cross plan rule for future use. Transaction currently in progress complete as normal.
    Restricted to these Benefit Groups
    Limits the rule to specific benefit groups.
    If you leave this field blank, then Workday applies the rule to all benefit groups.
    Controlling Benefit Plans
    The plans that control the maximum amount of coverage that workers can elect in the plans you select for the
    Restricted Benefit Plans
     field.
    Workday requires that you include the coverage type of the controlling benefit plan in the same event type as the restricted benefit plans. Additionally, we recommend that you specify this coverage type in the enrollment event rule on the
    Start or Waive Coverage
     and
    Coverage Rules
     tabs. Specify it for all benefit groups affected by the controlling benefit plan.
    Percent Limited To
    The percentage of an employee's total coverage amount for the plans you select in the
    Controlling Benefit Plans
     prompt.
    Example: You select Voluntary Life as the controlling benefit plan and the Spouse Life as the restricted benefit plan. You restrict the Spouse Life plan to a 50% limit of what the worker elects for Voluntary Life.
    Restricted Benefit Plans
    The plans that use the limited coverage percentage, applied from the
    Percent Limited To
     field.
    Allow Coverage Up to Maximum
    Defines how employees elect 1 or more insurance plans during enrollment.
    • Select so employees can elect 1 or more insurance plans with coverage up to the maximum. During enrollment, Workday displays only those coverage amounts that are equal to or 1 level greater than the maximum coverage. Workday automatically adjusts the coverage amount so that total coverage doesn’t go over the maximum.
    • Clear the check box so employees can elect coverages that go over the maximum. A warning displays and the employee must correct their elections.
    Limit Display of Messages in Enrollment
    Select to hide Workday-delivered cross-plan messages under
    Important Messages
    . Workday continues to display auto-waive and error messages.
    Benefit Plan Calculation Order
    Orders the plans according to how you want the maximum coverage amount allocated if there are more than 1
    Restricted Benefit Plans
    .
During enrollment, Workday automatically enforces the cross plan rules and adjusts the amount according to the defined configuration.
To limit the life coverage of a spouse to 50% of the employee's income, enter:
Controlling Benefit Plans
Voluntary Life
Percent Limited To
50
Restricted Benefit Plans
Spouse Life